How to Get Force-Placed Insurance Removed Within 24 Hours
Dec18

How to Get Force-Placed Insurance Removed Within 24 Hours

By Kathy Zucker • Wednesday, December 18, 2013 Thirteen months ago, most of Hoboken, NJ was underwater. FOTO: Hurricane Sandy N.J., Oct. 30, 2012 Andrew Bach/Courtesy of the Museum of the City of New York Hoboken pic.twitter.com/6hdTXneXDy — . (@FOTODAESTUDIO) October 24, 2013 So I wasn’t terribly surprised to get a letter from my mortgage lender asking for proof of flood insurance on my Hoboken home. Received a letter from @TDBank_US saying they have placed flood #insurance on my #Hoboken home. pic.twitter.com/pzLXGUA3Pw — Kathy Zucker (@kathyzucker) December 18, 2013 I checked my records and sent in proof (again) that the building had continuous coverage. I figured that was the end of it. The next day, I received an email from TD Bank. Sent insurance proof to @TDBank_US, received response email saying that’s not your address. After 5 years!? pic.twitter.com/UPuDxp1g03 — Kathy Zucker (@kathyzucker) December 18, 2013 At that point, I started getting seriously concerned. Didn’t I read something a while ago about how mortgage lenders charge much higher rates for their proprietary flood insurance? Even though I’ve been sending virtually identical flood insurance certificates for the last four years, I figured lenders must have heightened scrutiny after Hurricane Sandy. So I sent in proof that my address is actually my address. Sent @TDBank_US info from online public record property tax database at http://t.co/hkBQi4DSFV pic.twitter.com/yVx06WnizI — Kathy Zucker (@kathyzucker) December 18, 2013   And got an early Christmas present. Whew! <24 hours later, received email from @TDBank_US saying they are removing forced insurance from my #Hoboken home. pic.twitter.com/SfOQ9dyWS5 — Kathy Zucker (@kathyzucker) December 18, 2013   More – Revisit the Familiar to See the Unique – Liberty Science Center Kathy Zucker, CEO of Metro Moms Network, mother of three young children and New York Life Keep Good Going Shorty Award winner and judge, writes about juggling career and family in an urban setting. Read her MomCondoLiving blog, follow her on Twitter (@KathyZucker), see pics on Instagram, friend her on Facebook and watch her on...

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Saving Children From Sandy One Year Later
Oct29

Saving Children From Sandy One Year Later

By Kathy Zucker • Tuesday, October 29, 2013 Hurricane Sandy hit New York and New Jersey exactly one year ago today, leaving families displaced and ongoing infrastructure issues that will be unfolding for years to come. Another major impact? Children. Kids in Staten Island, the Rockaways and the Jersey Shore lost all their possessions and in many cases, their daycares were also destroyed. One year later, many kids have vivid memories of the storm. How can we help protect the most vulnerable in our society from the next big storm? You can find checklists to keep your family safe, find out about what your state is doing to get ready, and learn how to help others at Save the Children website. To commemorate the one year anniversary of Sandy, New Jersey Performing Arts Center (@NJPAC) is hosting a live screening tonight of the Emmy-winning film Splinters and Sand, along with artwork and discussion with community leaders. Tickets are free and there are still some available at the NJPAC website. More – Take Your Kids – or Mom – To Work Day at News12 NJ Kathy Zucker, CEO of Metro Moms Network, mother of three young children and New York Life Keep Good Going Shorty Award winner and judge, writes about juggling career and family in an urban setting. Read her MomCondoLiving blog, follow her on Twitter (@KathyZucker), friend her on Facebook and watch her on...

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Who Needs Batman When You Have Your Wallet?
Oct10

Who Needs Batman When You Have Your Wallet?

By Kathy Zucker • Thursday October 10th, 2013 When the chips are down, the only communications that work are text messages and Twitter. I recently wrote about how to get social media emergency ready in Jersey City and Hoboken. But something kept niggling me after I wrote my article – what if I couldn’t get access to the internet, or it was incredibly slow? How would I know who to contact? So I created a printable wallet-size card with local, state and federal emergency Twitter accounts. Jersey City – Read Social Media Emergency Ready in Jersey City Printable wallet card w/official Twitter accts for #JerseyCity residents – DOWNLOAD at http://t.co/UJsbXKCtXA pic.twitter.com/R2d0mGOc2m — Kathy Zucker (@kathyzucker) October 10, 2013   Hoboken – Read Social Media Emergency Ready in Hoboken Printable wallet card w/official Twitter accts for #Hoboken residents – DOWNLOAD at http://t.co/YNC89fwoA5 pic.twitter.com/S4AYhYY7ld — Kathy Zucker (@kathyzucker) October 10, 2013     More – Keeping Watch for Hurricane Sandy in Hoboken, NJ Kathy Zucker, CEO of Metro Moms Network, mother of three young children and New York Life Keep Good Going Shorty Award winner and judge, writes about juggling career and family in an urban setting. Read her MomCondoLiving blog, follow her on Twitter (@KathyZucker), friend her on Facebook and watch her on...

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Tracking Tropical Storm Karen
Oct10

Tracking Tropical Storm Karen

By Kathy Zucker • Wednesday, October 9, 2013 In the last few hours, I’ve been getting emails and texts from friends and neighbors who are concerned about the arrival of Tropical Storm Karen in Hoboken, NJ. Located below sea level, a heavy rainstorm at high tide can cause the west side of town to flood, effectively snarling traffic and blocking car access points to and from the city. So, let’s take a look at the prognosis for Karen. The Star Ledger says “Northern New Jersey could see up to two inches” on Thursday, October 10 and Friday, October 11. Accuweather projects the bulk of the rain will arrive in the afternoon of October 10th, after high tide begins at 1:21 p.m. High tide at 1:21pm Th 10/10 in #Hoboken, before bulk of rain from Tropical Storm #Karen projected to hit. pic.twitter.com/MPi2WcscvX — Kathy Zucker (@kathyzucker) October 10, 2013 I will keep an eye on the situation but at the current time, the City of Hoboken has not sent out any alerts. Of course, things could change, but so far it’s looking like Karen will barely sneeze on Hoboken. More – Social Media Emergency Ready in Hoboken, NJ Kathy Zucker, CEO of Metro Moms Network, mother of three young children and New York Life Keep Good Going Shorty Award winner and judge, writes about juggling career and family in an urban setting. Read her MomCondoLiving blog, follow her on Twitter (@KathyZucker), friend her on Facebook and watch her on...

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Social Media Emergency Ready in Jersey City
Oct07

Social Media Emergency Ready in Jersey City

By Kathy Zucker • Monday, October 7th, 2013 Fox News contributor Jennifer Cerbasi wrote a great article detailing how to keep your family safe via Twitter. Here is my emergency social media contact list for Jersey City, NJ based on Jennifer’s guidelines. To see the latest emergency news, visit my Jersey City NJ Emergency List. You can also download a printable wallet-size card containing all the following information. Local Emergency List Your city’s official account: @JC_Gov Your local police and fire departments: No official social media, phone (201) 547-5477 Your city’s Office of Emergency Management: No official social media, OEM website, phone #s are 201-547-5566/201-547-5681 Your city’s mayor and council members: Mayor @StevenFulop – Jersey City website Council members, in order listed on City Council website: @joyce_watterman, @FrankGajewski, @RichardBoggiano, @candiceosborne Utility companies (i.e. PSE&G, Con Edison): @PSEGdelivers State Emergency List Your state’s Governor: @ChrisChristie Your state’s Office of Emergency Management: @readynj Your state’s police department: @NJSP Transportation agencies/organizations (i.e. MTA, NJ Transit, Port Authority): @PATHTrain, @NJ_TRANSIT Local news agencies (They will post announcements about news conferences, which you may be able to stream live on your phone): @News12NJ, @jerseyjournal, @njdotcom, @jcindependent, @hudson_reporter National Emergency List FEMA: @fema FEMA for your region (Click here to find your state’s region): @femaregion2 National Weather Service: @usNWSgov National Guard: @USNationalGuard Department of Homeland Security: @DHSgov American Red Cross: @RedCross Center for Disease Control Emergency: @CDCemergency Family & Friends Close family and friends, rather than acquaintances, you would need to contact or locate in case of an emergency. The Metro Moms Network (@MetroMomsNet) team are the first people I would call in an emergency: @jenifernyc1, @zgbmom3, @maryvidalnj, @matinaloffredo, @pj_kaiser. And if the entire NYC region was underwater, I would call our fiction editor @debramarrs If you live in Jersey City, I strongly recommend you follow Althea Bernheim (@AltheaBernheim). A former aide to Mayor Steven Fulop, she is extremely knowledgeable and helpful. More – Keeping Watch for Hurricane Sandy in Hoboken, NJ Kathy Zucker, CEO of Metro Moms Network, mother of three young children and New York Life Keep Good Going Shorty Award winner and judge, writes about juggling career and family in an urban setting. Read her MomCondoLiving blog, follow her on Twitter (@KathyZucker), friend her on Facebook and watch her on...

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Social Media Emergency Ready in Hoboken, NJ
Oct07

Social Media Emergency Ready in Hoboken, NJ

By Kathy Zucker • Monday, October 7th, 2013 Fox News contributor Jennifer Cerbasi wrote a great article detailing how to keep your family safe via Twitter. Here is my emergency social media contact list for Hoboken, NJ based on Jennifer’s guidelines. To see the latest emergency news, visit my Hoboken NJ Emergency List. You can also download a printable wallet-size card containing all the following information. Local Emergency List To receive Hoboken updates via phone and text, sign up for non-emergency messages via Nixle and emergency via Swift911 Your city’s official account: @CityofHoboken Your local police and fire departments: No official social media, phone (201) 420-2100 Your city’s Office of Emergency Management: No official social media, OEM website, phone #s are OEM Coordinator – Kenneth Ferrante, 201-344-5034 OEM Deputy Coordinator – Joel Mestre, 201-420-5618 Your city’s mayor and council members: Mayor @dawnzimmernj – City of Hoboken website Council members, in order listed on City Council website: @RaviBhalla, @djmello, @1stWardCouncil, @MasonForHoboken, @3rdWardCouncil, @TimOcchipinti, @PeteHCunningham, @JenGiattino6 Utility companies (i.e. PSE&G, Con Edison): @PSEGdelivers State Emergency List Your state’s Governor: @ChrisChristie Your state’s Office of Emergency Management: @readynj Your state’s police department: @NJSP Transportation agencies/organizations (i.e. MTA, NJ Transit, Port Authority): @PATHTrain, @NJ_TRANSIT Local news agencies (They will post announcements about news conferences, which you may be able to stream live on your phone): @News12NJ, @jerseyjournal, @njdotcom, @hobokenpatch, @hudson_reporter National Emergency List FEMA: @fema FEMA for your region (Click here to find your state’s region): @femaregion2 National Weather Service: @usNWSgov National Guard: @USNationalGuard Department of Homeland Security: @DHSgov American Red Cross: @RedCross Center for Disease Control Emergency: @CDCemergency Family & Friends Close family and friends, rather than acquaintances, you would need to contact or locate in case of an emergency. The Metro Moms Network (@MetroMomsNet) team are the first people I would call in an emergency: @jenifernyc1, @zgbmom3, @maryvidalnj, @matinaloffredo, @pj_kaiser. And if the entire NYC region was underwater, I would call our fiction editor @debramarrs More – Keeping Watch for Hurricane Sandy in Hoboken, NJ Kathy Zucker, CEO of Metro Moms Network, mother of three young children and New York Life Keep Good Going Shorty Award winner and judge, writes about juggling career and family in an urban setting. Read her MomCondoLiving blog, follow her on Twitter (@KathyZucker), friend her on Facebook and watch her on...

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