Private health insurance options

Posted by Kathy Zucker in General | 0 comments

A reader asked about private health insurance options. I have looked into it since it is cheaper for a prospective employee to get it privately than to pay for it through my small business.

• Government website offering a complete listing of healthcare companies that provide individual coverage in NJ: http://finder.healthcare.gov/?state=NJ&x=15&y=17
• High-risk pool if you have a pre-existing condition:
  http://www.state.nj.us/dobi/division_insurance/njprotect/index.htm. Rates range from $231.55-$836.29 per month.
• A letter I got in the mail from Blue Cross offering private insurance starting at $300/month: BlueCrosshealthinsurance_May2011